Kashompa Enterprises Ltd

Products & Services

Kashompa Enterprises Ltd offers a diverse range of financial products designed to empower individuals, small businesses, and farming communities across Zambia. Each product is tailored to address the unique financial needs of underserved and unbanked segments while promoting responsible lending and sustainable growth.

Marketeer Loans

Designed for smaller-scale, often unbanked entrepreneurs operating in informal markets. These loans provide quick and flexible financing to support inventory purchases, business expansion, and daily operations.

Agricultural Finance

Supports smallholder farmers and agribusinesses through seasonal input financing and off-taker loans. This facility helps improve productivity, enhance food security, and stabilize rural incomes.

Digital Lending

Enables customers to apply for and manage loans via mobile or online platforms, offering convenience, speed, and accessibility. This service is part of Kashompa’s digital-first approach to reaching underserved populations.

MSME Loans

Provides tailored financial solutions for micro, small, and medium enterprises, including working capital, invoice discounting, and asset finance.

These products are designed to help businesses grow sustainably and formalize their operations.

Chilimba Lending

A community-based lending model inspired by local savings groups, promoting collective responsibility and trust. Chilimba loans foster social cohesion while offering affordable credit to groups with limited access to formal financial institutions.

Investor Value Proposition

Kashompa Enterprises Ltd offers a compelling opportunity for investors seeking both financial returns and measurable social impact:

  • Large market potential: Over USD 2.5 billion credit gap in Zambia’s underserved segments.
  • Policy-aligned operations: Fully compliant with NFIS II and Bank of Zambia regulations.
  • Scalable model: Mobile-first lending targeting unbanked marketeers, MSMEs, and smallholder farmers.
  • Strong financial outlook: Projected 2-year breakeven with 4-year ROI, coupled with measurable social impact.
  • Early-mover advantage: First-mover in large scale marketeer, MSME, and agricultural lending.